A insurance dispute is almost to be expected when you file a claim. Insurance is used as a safety net, financially assisting you, your loved ones, and your family after a tragic accident or unfortunate event. You pay your premiums for differing types of insurance to cover all your needs. And, if an accident or loss occurs, the insurance company is supposed to pay you money under your policy’s terms. That’s what they told you when they sold you the policies.
Sometimes, however, insurance companies aren’t as fair as they advertise and their claims departments don’t do what their sales agent told you they would when you bought your policies for all that insurance coverage. All too often, the claims department at the insurance company denies your claim, pays less that it should, delays payment, or makes unreasonable demands before making any payments to you.
We work on a contingency basis. This means we earn our fees when win win your case. Your consultation is free too, so there’s no cost to explore your rights.The Durham lawyers at Thomas, Ferguson & Mullins are here to provide you with advice and guidance on the various insurance disputes that arise.
Contact us today and get the compensation you deserve. We know insurance coverages. We have written coverage opinions, filed motions and briefs with the North Carolina Superior Courts, Court of Appeals and Supreme Court dealing with insurance coverage and will help you in this fight!
The attorneys at Thomas, Ferguson & Mullins know the ins and outs of insurance claims and how to properly handle insurance disputes. Our lawyers have over 75 years combined experience in reviewing various insurance claims and will know your rights as a policyholder. We also have extensive experience in litigating disputes involving policies of insurance, including actions for breach of contract and declaratory relief, as well as, lawsuits for insurance bad faith.
Types of Insurance Disputes We Handle
Various insurance policies which the lawyers at Thomas, Ferguson & Mullins have reviewed, provided advice for, and litigated insurance issues on behalf of clients include:
- Automobile Insurance (including underinsured motorist coverage “UIM”, uninsured motorist coverage “UM”, and medical payments coverage “medpay”)
- Comprehensive General Liability Insurance
- Homeowner’s Insurance
- Life Insurance
- Umbrella and Excess Liability Insurance